Dashboard
Net worth, debt, assets and what you still owe, with the trends behind them.
iPad · iPadOS 26 or later
Your finances, kept like a ledger.
A private personal finance tracker for iPad. No account to create, no bank to connect — your figures stay on your device.
Currently in private beta.
Net worth
$460,313.00
As of Q3 2026
Remaining liability
$13,705.00
Across every loan
Recurring charges
$2,764.00
4 charges a month
Projected at 65
$3,466,511.33
At 6% a year
Illustrative figures, not anyone's real accounts.
Everything you track, kept private.
What you earn, owe, own and will retire on — worked out on your iPad and uploaded to no one.
Accounts
Checking, cards, loans and savings buckets, with the recurring charges and deposits tied to each.
Monthly budget
A ledger for every pay period — twice a month, every two weeks or monthly. What's left carries forward.
Financial overview
Loans and assets quarter by quarter, adding up to your net worth.
Mortgage
Your payment schedule, your equity, and what extra payments save in interest and time.
Retirement
Each account projected to retirement, re-based on the balances you record. Add a partner for a combined view.
No account. No bank. No profile.
Blank Ledger asks for nothing it doesn't need.
Nothing to sign up for
No login, no email, no user record. Open the app and start typing.
Your figures never leave the iPad
Everything lives in a database on your device. Delete the app and it's gone.
No trackers, no ads
No advertising identifier, no third-party analytics. Nothing is sold or shared.
One anonymous count
The app sends an anonymous ping so we can estimate how many people use it. None of your figures, and you can switch it off. See the privacy policy.